Financing

R & P Carriages Financing

Pick the financing path that fits your trailer.

Compare trusted lending partners for new and used trailer purchases, then apply directly with the option that best matches your trailer, credit profile, brand, and location.

Compare Financing Options Call or Text 815-357-3292

At a glance

What financing may include

These are general program ranges and may vary by lender, credit profile, trailer type, trailer brand, state, and approval.

Credit Options Minimum credit scores as low as 550, with lower options in some states.
Rates Rates from 4.99% to 18.95%, depending on credit score and lender approval.
Terms Terms from 36 months to 240 months.
Loan Amounts From $2,500 to $50,000, with no stated cap on commercial sales.
Fast Approval Approvals can often be completed in hours.

Financing partners

Choose the lender that fits your trailer purchase

Review the lender descriptions below, then apply directly through the partner that best matches your trailer, location, credit situation, brand, and intended use.

Broad trailer financing

Rock Solid Financing

A strong general-purpose option for customers looking to finance a new or used trailer through a straightforward online application process.

Good starting point when you want a direct quote request.
Apply online and finance staff will contact you about available options.
Useful for cargo, dump, enclosed, utility, and other trailer purchases.

Apply with Rock Solid

Wide program range

Trailer Solutions Financing

Trailer Solutions offers a wide range of programs depending on trailer type, purchase cost, credit situation, and state availability.

Available for many trailer types and financing scenarios.
Not available in Alaska, Arkansas, Hawaii, Louisiana, Montana, Pennsylvania, Rhode Island, or West Virginia.
A practical option when the purchase needs a flexible program fit.

Apply with Trailer Solutions

Select trailer brands

Sheffield Financing

Sheffield Financial provides specialized financing for motorcycles, snowmobiles, personal watercraft, all-terrain vehicles, lawn equipment, and certain trailer purchases.

Available with Interstate, Pace, and Sure-Trac brand trailers.
Available in all 50 states.
Especially relevant for one-axle trailers used to transport powersports or outdoor equipment.

Apply with Sheffield

MEB trailer stock only

Dealer Direct Financing

Dealer Direct Financing is available through R & P Carriages for qualifying MEB trailer stock only. If you are looking at an MEB trailer in our inventory, this may be the correct financing path.

For qualifying MEB trailer inventory only.
Best fit when you are purchasing an eligible MEB trailer from R & P Carriages.
Please call or text us before applying if you are unsure whether your trailer qualifies.

Apply for MEB Financing

Need help before you apply?

We can help point you in the right direction.

Contact R & P Carriages before you apply and we can help you choose a financing option for your trailer purchase. Call or text 815-357-3292.